Welcome to Aureus Financial, your premier destination for financial advice tailored to tradesmen in Sydney. We specialise in providing bespoke financial planning for a range of trade business owners and contractors, including electricians, plumbers, HVAC specialists, builders, carpenters, painters, and roofers.
Our team of seasoned professionals understands the unique financial landscape of your trade business including profit and cash flow, building your fleet, scaling your team, tax planning and turning your business profit into personal wealth.
We’ve helped hundreds of tradies just like you simplify your finances and wealth planning so you can create financial freedom faster.
Why Tradesmen Choose Aureus Financial
As a tradesman, your financial needs are as unique as your trade. Whether you’re an electrician, plumber, HVAC specialist, builder, carpenter, painter, or roofer, you need a financial advisor who understands your industry’s ins and outs. At Aureus Financial, we specialise in financial planning for tradesmen, offering customised advice to help you navigate your financial journey.
Our team of financial advisors has extensive experience working with tradesmen from various industries. We understand the unique challenges you face, from fluctuating income to the need for specialised insurance. We’re here to help you overcome these challenges and build a secure financial future.
Comprehensive Financial Planning for Tradesmen
Financial planning for tradesmen extends beyond investments and retirement planning. It encompasses a broad range of areas, including budgeting & cash flow, tax planning, wealth creation, property investing, and business exit and acquisition strategies. Our financial advisors can assist you in all these areas, ensuring a holistic approach to your financial health.
Budgeting & Cash Flow
Effective budgeting and cash flow management are crucial for tradesmen. With fluctuating income and expenses, it can be challenging to keep track of your finances. Our team can help you create a robust budget and manage your cash flow effectively. This will ensure that you have a clear understanding of your income and expenses, helping you make informed financial decisions. We’ll work with you to develop a budget that suits your lifestyle and financial goals, and we’ll provide ongoing support to help you stick to it.
Tax Planning
Tax planning is a complex but essential part of financial planning for tradesmen. Our team can guide you through the complexities of tax planning, ensuring you minimise costs, maximise revenues, and comply with all tax regulations. We’ll help you understand your tax obligations, take advantage of available deductions and credits, and plan for future tax liabilities. We can also assist with tax-efficient investing strategies, helping you grow your wealth while minimising your tax burden.
We’ve also helped many of our trade clients catch up on tax payment plans and get back into the black so they never have a surprise tax bill again.
Cash-Flow Management
Cash flow is one of the biggest killers of trade businesses. That’s why we specialise in a philosophy we call The Profit Mastery Machine. We help our clients understand their cash flow, implement proven strategies to improve their profit and cash flow so they can build their business, pay themselves more and build more wealth.
Business Insurance
Being a tradie comes with plenty of risks that affect your peace of mind. We can help you compare different business insurance policies to find the one that offers the best coverage for your specific needs. We understand that the cheapest insurance isn’t always the best, and we’ll help you find a policy that balances your budget with your coverage needs.
Personal Insurance
As a tradesman, there’s always a risk that you might not be able to work due to illness or injury. That’s why we offer advice on income protection insurance for tradesmen, as well as life insurance, TPD insurance, trauma insurance, and keyperson insurance. We’ll help you find the best coverage for your budget, ensuring you and your family are protected no matter what happens.
Wealth Creation
Wealth creation is a long-term process that involves making informed financial decisions and taking calculated risks. We’ll work with you to develop a wealth creation strategy that aligns with your financial goals. This could involve investing in property, stocks, or other assets. We’ll provide expert advice and guidance to help you make the right investment decisions and manage your investments effectively.
Property Investing
Property investing can be a lucrative way to build wealth, but it also comes with risks. If you’re interested in property investing, we can provide expert advice to help you make the right decisions. We’ll guide you through the process, from choosing the right property to securing financing. We’ll also help you understand the tax implications of property investing and develop a strategy to maximise your returns.
Business Exit and Acquisition
If you’re considering selling your business or acquiring a new one, we can provide expert advice to ensure a smooth transition. We’ll help you evaluate your options, negotiate the best deal, and manage the transition effectively. Whether you’re planning to retire, start a new venture, or expand your existing business, we can provide the support and guidance you need.
