Investment Properties and Negative Gearing
The concept of negative gearing is attractive to many high-earning professionals, including lawyers. Lawyers can achieve significant tax benefits by effectively understanding how to offset property-related expenses against rental income.
At Aureus Financial, we offer guidance on selecting suitable properties for negative gearing and ensure you are well informed about the tax implications and potential financial outcomes.
Refinancing For Better Value
Over time, the needs of a borrower change, and what was once a great mortgage deal might no longer be optimal. Refinancing can offer multiple benefits, whether to secure a lower interest rate, tap into home equity, or consolidate debts.
For lawyers, this can be an avenue to restructure property debts or free up capital for other investments. We offer comprehensive market comparisons and assist in evaluating the cost-benefit of refinancing, ensuring you secure the most favourable terms.
LMI Waivers For Lawyers
Lenders Mortgage Insurance (LMI) can add a significant cost to the home-buying process. However, given the stable and lucrative nature of the legal profession, some lenders are willing to waive this fee for lawyers.
This waiver can lead to substantial savings, often costing thousands of dollars. Our team at Aureus Financial is well-versed in these offers and can guide you towards lenders who provide this benefit, ensuring that you maximise your borrowing power and minimise costs.
Join the Aureus Financial Family
Choosing a mortgage broker is about more than just finding the best rates. It’s about forging a partnership built on trust, understanding, and shared objectives. When you join the Aureus Financial Family, you’re not just another client; you become part of a collective that values your aspirations as much as you do.
Our team, with its vast expertise, is dedicated to guiding you every step of the way, ensuring that your journey in the property market is smooth, rewarding, and in line with your goals.