Buying a home in Sydney can be tough due to the high costs of home loans. According to the latest CoreLogic Home Value Index, released in August 2023:
The median price of a house in Sydney is $1,333,985 and that of a unit in Sydney is $817,059.
Mortgage brokers can be a lifeline for Australians aspiring to own their dream homes. These professionals specialize in navigating the complex process of getting a home loan. They help you find the perfect lender according to your specific situation.
Let’s delve into how they can help.
When you’re new to the real estate market, it’s easy to make costly errors that could sabotage a perfect deal. Worse yet, you might end up with a mortgage that doesn’t quite fit your needs. This is where a skilled mortgage broker comes in. Whether you’re a first-time buyer or an experienced property investor, engaging with a reliable mortgage broker is a smart move.
A mortgage broker acts as a middleman between you and the lender. They negotiate the best loan deal for your house, whether it’s for investment purposes, personal use or home equity. They work independently of banks and lenders. A skilled mortgage broker will guide you through the available loan options in the market and recommend the best choices based on your financial situation. They consider your credit report, borrowing capacity, and financial status. They then design a personalized approach to help you reach your home loan goals.
They’ll not only get you the best rate but also guide you through becoming a property investor and offer other financial services to help you build your property portfolio or buy your dream home. They handle the nitty-gritty details of home buying, like lenders’ mortgage insurance.
Now, how do you find the cream of the crop among mortgage brokers in Sydney? We’ve already done the legwork for you by compiling a list of the best ones.
Sam Panetta and Aureus Financial
Sam is deeply enthusiastic about money and building wealth. He has a strong finance background. He’s collaborated with numerous clients and has helped them increase their profits and build true wealth. Currently, Sam is leading his team at Aureus Financial, helping his clients achieve their goals and build more wealth using properties. He started his investment journey at just 18 and built an impressive portfolio across real estate and managed funds. He also has stakes in successful Australian businesses.
Aureus Financial is an acclaimed business specializing in wealth coaching, strategic advice and lending. Their focus is on assisting service-based business owners in overcoming financial bottlenecks, amplifying profits, and converting business success into personal prosperity. Apart from this, they also help people buy their homes and build wealth using real estate. Sam has seen hardworking individuals fall short of their financial and lifestyle ambitions. He realised what often holds them back isn’t a lack of effort, but rather a misunderstanding of how money truly functions and the decisions rooted in this misperception.
By guiding people toward smarter money choices, he helps them attain their lifestyle dreams and financial objectives. With this in mind, he has crafted an innovative financial service approach that educates and empowers clients to make the best financial decisions. He gives them the tools to execute their wealth strategies and claim the life they rightfully deserve. If you’re looking for a home loan, Sam is the guy you need to talk to.
To share his message, Sam hosts The Sam Panetta Show. He holds insightful discussions with experts on topics like business, wealth, property, investing and the twists and turns of life.
If you need help with your finances, want to buy a home and need guidance and hands-on help from an expert, you can contact Sam.
Ben White
Ben is a seasoned professional with over 20 years of industry experience. He has earned a reputation for his expertise in helping different types of clients. He has helped first-time homebuyers, property investors and individuals seeking self-managed super fund (SMSF) loans. His wealth of knowledge is a result of hands-on involvement and a deep understanding of the financial landscape.
He has used his extensive knowledge to create comprehensive guides that help his clients make informed decisions about property investment. Through his guides, you can get valuable insights that can help you navigate the complex world of real estate and lending. To fulfill his mission, he works at Aureus Financial.
He helps Australians understand and navigate the maze of buying or refinancing a property. Home loans can be confusing. There’s so much at stake (likely your hard-earned savings), so it’s necessary that you work with an experienced, knowledgeable industry professional that has your best interest at heart – not their pockets.
If you’re buying a property to live in, choosing the right lending product can transform your family home into a long-term wealth builder. Ben helps you do just that. So far, he has helped more than 420 people better their finances, buy a home and invest in real estate. He continues to double down on his mission to help more people do the same.
If you want to buy a home, need some advice and want to talk to Ben, you can click here and contact him.
Principal Mortgages and Shaun Bettman
Shaun Bettman, founder and director of Principal Mortgages, is one of Sydney’s top mortgage brokers. With over 20 years of finance industry experience, Shaun has helped numerous aspiring homeowners turn their dreams into reality. He is a Chartered Accountant and has worked at ING and Commonwealth Bank. He specializes in residential and commercial finance, with a focus on competitive rates, loan structuring, and tax considerations.
Shaun provides more than just financing solutions; he offers holistic advice, assists in property purchase processes, introduces conveyancers as needed, and guides clients through every step.
At Principal Mortgages, Shaun and his team are unwavering in their commitment to finding the perfect home loan for you. Their range of loan options, including fixed and variable rates, along with interest-only choices, caters to diverse needs. Their assistance isn’t confined to loan selection; they also offer comprehensive financial planning and coaching to ensure clients are well-prepared to make their home purchase.
Principal Mortgages boasts a remarkable 99.2% approval rate, a testament to their great success in the Australian mortgage brokering landscape. They have 84 glowing 5-star Google ratings.
The mortgage brokers at Principal Mortgages are all accredited by the Mortgage and Finance Association of Australia. They have access to loans from over 40 lenders and utilize sophisticated software to stay ahead of market trends. Their continuous market research enables them to identify lenders offering the best incentives and discounts, which they leverage to secure optimal deals for each client.
If you want to contact Shaun, you can click here and visit his website.
Soren Financial and Mansour Soltani
Soren Financial, under the leadership of Mansour Soltani, operates as an independent finance brokerage situated in North Sydney. Its core mission is to provide clients with a personalized financial experience, coupled with extensive access to various lenders and financial products. They have a team of seasoned brokers and loan officers who are dedicated to simplifying the property purchase process.
An integral aspect of Soren Financial’s approach involves cultivating lasting relationships with clients and lenders alike. Going the extra mile, the company links clients with adept advisors spanning different sectors. This collaboration serves to facilitate a seamless purchase process and ensures the acquisition of suitable loans. Their comprehensive lender panel incorporates more than 45 banks and financial institutions. Some of them are NAB, ANZ, Suncorp and Macquarie Bank.
They have 66 5-star online reviews from satisfied customers. Furthermore, they are also listed on the OurTop10 list of the best mortgage brokers in Sydney.
Beyond its primary offerings, Soren Financial has established a network of specialists adept at guiding clients through every facet of the property acquisition process. They have services ranging from conveyancing and tax consultation to real estate advisory and independent valuation. Soren Financial’s service offerings are meticulously tailored to align with your needs.
Soren Financial has a diverse pool of over 40 lenders to offer a wide range of financial products. The company’s accreditation by several reputable lenders underscores its credibility.
If you want to contact Mansour, you can click here and visit his website.
Aaron Christie-David and Atelier Wealth
Aaron is one of the owners of Atelier Wealth. He’s also a Mortgage Broker approved by MFAA (Mortgage & Finance Association of Australia). Aaron has worked with a wide range of clients, from 18-year-olds buying their first investment property to 60-year-olds achieving their dream of buying their first home.
Aaron’s main goal is crystal clear – he’s all about creating the best experience for his clients when it comes to home loans. He starts by figuring out what his clients really want to achieve with their finances, and then he gives them different options to help them reach those goals.
With more than 8 years of experience in financial services, Aaron began his journey at Wizard Home Loans. He later worked as a Marketing Manager for Mortgage Distribution at Commonwealth Bank, which is the biggest mortgage lender in Australia. During this time, he worked closely with mortgage brokers and saw the positive difference they could make in people’s financial lives. This made him want to work directly with clients and have a direct impact on their financial futures.
Atelier Wealth is featured in news channels like 7news and The Advisor. In 2022, they were ranked 34th in the top 100 Mortgage Brokers in Australia. They’ve won numerous awards like: Fast Brokerages, Newcomer of the Year – 2017, Customer Service of the Year and
The Adviser Australian Broking Awards
They specialize in helping people find the right mortgage deals for buying homes. They’re known for giving personalized advice and finding loans that match your needs.
Their team is experienced and skilled in navigating the complex world of mortgages. They work with you to understand your financial situation and goals, and then they search through different lenders to find the best options for you.
If you want to contact Aaron, you can click here and visit his website.
In the complex world of buying homes, money matters a lot. Mortgage brokers help you understand the confusing stuff and make your home dreams come true. These brokers are very helpful because they connect you with the right loans and lenders. Getting a home is a big deal, and it’s not just about signing papers. It’s about understanding money and planning for the future.
These 5 mortgage brokers make sure to design plans that fit your situation. They don’t just focus on finding good loan deals. They also help you make smart financial choices. By looking at things like credit history and what you can afford, they create personalized plans to help you get the money you need to buy homes.
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